• Free

Mortgage Master

  • Course

Welcome to 'Mortgage Master' The ONLY course of its kind in the UK is designed to provide you with the knowledge and tools you need to understand the mortgage market. This course will short-circuit the learning process and provide you with everything you need to become a Mortgage Master. ๐Ÿ’ช

What do you know about mortgages?


I mean, what do you really know?

The reality is, probably, not that much. And when it comes to borrowing large amounts of money from massive financial institutions like banks, that's not a good thing.

But you are not alone.

64% of UK adults say their understanding of mortgage terminology is 'not good' * ๐Ÿ˜ถ

Over half (55%) consider their knowledge and awareness of different mortgage products 'not good'* ๐Ÿ˜ฌ

We Don't Know, What We Don't Know...

Let's be honest for a moment - why should you know anything about mortgages? Who is teaching you this and where can you get accurate information to help upskill your knowledge?

Sure, there are hundreds of You Tube videos, infinite websites from mortgage brokers, banks and aggregator sites that will tell you some of the information in the hope that you call them up. But these are all enticements to get you to contact them - and you may not be at that stage.

You may not want to contact them at all!

This is where Mortgage Master steps in...

*according to a HomeOwners Alliance Survey of more than 2000

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What Do You Know?

Like most people, probably not that much, and why should you! This isnt

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Revealing the magic...


OK, that might be a bit of a grand statement and make me sound like a circus owner (roll up! roll up!) but a friend commented to me once that mortgage brokers 'aren't in the magic circle and what we do isn't a secret' - only, it sort of is?!

But it needn't be.

Contained within this course of over 40,000 words and over 2 hours of video is an explanation of everything you need to know before securing a mortgage in the UK.

You buy the course, it's yours to do with as you please.

You are not going to receive a call or be added to a mailing list. And you can rest assured that the information it contains comes off the back of nearly 20 years advising people like you on the biggest transaction they will likely ever be involved in.

You can check out the full contents below and, after that, is a blurb about me and why I am qualified to produce Mortgage Master.

Contents

Welcome To Mortgage Master

Broker or Direct - A Foreword About This Course - PLEASE READ ๐Ÿ˜€

Background To The Mortgage Market And Key Terminology

An Introduction To The UK Mortgage Market
Key Terms
The Bank of England Base Rate
The Mortgage Market & Base Rate Quiz

Types of mortgage product and how they work

Fixed Rates
Fixed Rates Quiz
Tracker Rates
Tracker Rates Quiz
Discounted Rates
Discounted Rates Quiz
Offset Mortgages
Offset Rates Quiz
Capital Repayment Vs Interest Only Mortgages
Capital Repayment vs Interest Only Quiz
Product Length, Overpayments, and Early Repayment Charges
Product Design Quiz
Porting A Mortgage
Porting Quiz

Credit Scoring & Decisions in Principle

Credit Files & Score
Credit Files & Credit Scores Quiz
The Check My File Dashboard
Understanding Your Credit Report- Quiz
Improving Your Credit Score
Improving Your Credit Score - A Quiz
MIPs, DIPs, AIPs
Decisions/Agreements In Principle Quiz

Valuations, Surveys & Property Type

Surveyors & Their Role In The Mortgage process
Surveys & Valuations Quiz
What happens When A Surveyor Disagrees With The Purchase Price?
What Happens When A Property is 'Downvalued' Or Unsuitable - A Quiz
Unsuitable & Tricky Property Types
Unsuitable & Tricky Property Quiz
Buying A Property At Auction ๐Ÿ”จ
Buying At Auction Quiz

Finding & Selecting Your Mortgage

Mortgage Advice & Distribution - Where & From Whom To Get It
Mortgage Advice & Distribution Quiz
Exclusive Products - Mortgage Networks & Direct Channels
Exclusive Products Quiz
Where To Find Mortgage Products
How To Decide What Type Of Product Is Right For You...
Deciding On The Right Product- A Quiz
How To Compare Mortgage Products
Which Term To Take
What Term To Take - A Quiz

Applying For A Mortgage

The Process
Understanding Underwriting
Documents
Mortgage Offers
Solicitors

Insider Tips From A Broker...

Questions To Ask Your Lender
Common Mistakes People Make

Conclusion & Thanks For Stopping By

Conclusion

Guides, Downloads & Tools

Tools To Help You Select Your Mortgage
Help_I_Am_Buying_A_Property_Update_Dec_21.pdf
Mortgages For The Self-Employed V1.pdf

About me

Hi there ๐Ÿ‘‹

My name is Graham, and I have been a professional mortgage adviser in the UK for nearly 20 years. 

In that time I have arranged tens of ยฃmillions in mortgages for everyone ranging from first time buyers to high net-worth individuals.

Quite simply, I have been around a bit and have an insiders knowledge of the mortgage market.

In a world full of mis-information and rumour I wanted to provide the definitive guide on the mortgage process in the UK and help others understand something that is often confusing, scary and overwhelming

So, I hope you find it both useful and interesting.



  • Free

Mortgage Master

  • Course
  • 56 Lessons